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The Future of Smart Homes in the UK estate agent Market

The UK estate agent market is experiencing an impact, from the growth of smart homes. From 2023 to 2032 it is expected to have a compound growth rate (CAGR) of 21.88%. This surge in demand can be attributed to factors, including the affordability of home technology, the increasing desire for convenience and security and the greater awareness of the environmental advantages that come with smart homes.

Buyers are actively seeking homes that come equipped with features considering them as investments. Smart homes are perceived as energy efficient, secure and convenient compared to homes. As a result, they tend to command prices in the market.

A recent survey conducted by the National Association of Estate Agents (NAEA) revealed some insights. It found that 57% of buyers are willing to pay extra for a home with features. Additionally, 72% believe that smart homes offer security than their counterparts while 68% believe they are more energy efficient.

With this growing demand for homes comes opportunities, for estate agents. Those who can effectively market and sell these types of properties will be well positioned for success in the years.

As an agent it’s crucial to stay updated on the advancements, in home technology and effectively communicate the advantages of smart homes to potential buyers.

Pilkington Estates is a real estate agency in the UK that specialises in selling and renting homes. Our team comprises agents who possess knowledge about smart home technology. They are readily available to assist you in finding the home that suits your requirements. Additionally, we offer a range of services to facilitate the sale or rental process of your home including;

  • Conducting market analysis and providing price estimation.
  • Assisting with home staging and effective marketing strategies.
  • Negotiation and closing techniques.
  • Providing post sale support.

If you’re searching for a home in the Devon or Cornwall UK reach out to Pilkington Estates today. We are committed to helping you find a home that matches both your needs and budget.

Let’s explore some of the benefits driving demand for homes in the UK real estate market;

  1. Convenience; Smart homes allow effortless control through voice commands or smartphone apps enabling management of lights thermostats or door locks. This convenience is particularly valuable for families or individuals, with disabilities.
  2. Security; Equipped with security systems smart homes can actively monitor for break ins or other security issues.

Smart homes have the added advantage of allowing control, over lights and thermostats providing the illusion of occupancy when you’re away. One of the benefits is their energy efficiency. By turning off lights and appliances when not in use homeowners can save an amount on their energy bills. Additionally smart homes contribute to wellbeing by reducing energy consumption and pollution. They can even generate their power from sources like solar and wind energy.

If you’re considering buying or selling a home in the UK it’s worth exploring the advantages of opting for a home. Their increasing popularity allows them to command prices on the market while offering conveniences enhanced security measures and improved energy efficiency.

We are ecstatic to announce that we have just won the 2023 British Property Awards, crowning us the BEST Estate Agent in Plymouth (PL1-PL3)! This prestigious recognition comes after months of extensive judging from an independent panel of judges. We are proud to have been recognised for our commitment to providing excellent customer service and our expertise in the local property market.

To learn more about homes and how they can cater to your needs feel free to get in touch, with Pilkington Estates today. We specialise in assisting with the sale and rental of homes. Are committed to finding you the perfect home solution.

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The Completion Process: What to Expect – A Comprehensive Guide by Pilkington Estates

The home buying process can be an exciting yet daunting journey, especially when it comes to the completion process. As a leading UK-based estate agent, Pilkington Estates is here to demystify the completion process and guide you through what to expect.

The completion process, also known as conveyancing, is the final step in the home buying journey. It’s the point where the ownership of the property is legally transferred from the seller to the buyer. This process can be complex, but with the right guidance and understanding, it can be navigated smoothly.

Understanding the Completion Process

The completion process begins once an offer on a property has been accepted. The buyer’s solicitor or conveyancer will then start the necessary legal work, which includes:

  • Conducting searches on the property to check for any potential problems, such as planning restrictions or environmental issues.
  • Reviewing the contract prepared by the seller’s solicitor to make sure that it’s in the buyer’s best interests.
  • Arranging for the transfer of funds from the buyer’s bank account to the seller’s bank account.

During this time, the buyer should also arrange for a survey to identify any potential issues with the property. This survey can influence the final price of the property or even the decision to proceed with the purchase.

Exchange of Contracts

Once all the legal work is completed, and both parties are satisfied, the next step is the exchange of contracts. This is when the buyer and seller sign the final paperwork, which legally binds them to the sale. The buyer will also typically pay a holding deposit, usually around 10% of the purchase price.

Completion Day

Completion day is the big day! This is when the remaining balance of the purchase price is transferred from the buyer’s solicitor to the seller’s solicitor. Once the funds are received, the seller’s solicitor will confirm that the set of keys can be released to the new owner. This is the day when the buyer officially becomes the homeowner.

Post-Completion

After completion, the buyer’s solicitor will register the new owner with the HM Land Registry. They will also ensure that the seller has paid any outstanding mortgage on the property.

Navigating the Completion Process with Pilkington Estates

At Pilkington Estates, we understand that the completion process can be overwhelming. That’s why we’re committed to providing our clients with the support and guidance they need every step of the way. Our experienced team of professionals are always ready to answer any questions and address any concerns you may have.

We believe that buying a home should be an exciting and rewarding experience. With Pilkington Estates, you can rest assured that you’re in capable hands. We’re not just here to sell houses; we’re here to help you find your dream home and make the process as seamless as possible.

Are you ready to embark on your home buying journey? Trust Pilkington Estates to guide you through the completion process and beyond. Contact us today to find out how we can make your home buying experience a smooth and enjoyable one. Remember, at Pilkington Estates, your dream home is our mission.

In conclusion, the completion process is a crucial part of the home buying journey. It requires careful navigation and understanding. With the right guidance and support, it can be a smooth and rewarding experience. Trust Pilkington Estates to be your guide in this journey. We’re more than just a estate agent; we’re your partner in making your dream home a reality.

Here are some additional things to keep in mind during the completion process:

  • Makeup sure you have all the necessary paperwork, such as your proof of identity, proof of address, and mortgage documents.
  • Be prepared to answer any questions your solicitor may have.
  • Have a plan for what you’re going to do with your old home.
  • Be patient and don’t hesitate to ask for help if you need it.

The completion process can be a bit daunting, but it’s important to remember that it’s a necessary step in the home buying journey. With the right guidance and support, you can make it through the process smoothly and get on with enjoying your new home.

I hope this is helpful!

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The Best Neighbourhoods in Plymouth and Saltash for Families

Plymouth and Saltash are two beautiful towns in Devon that offer families a great quality of life. With their coastal location, historic charm, and excellent schools, these towns are perfect for those looking to settle down.

Plymouth City Centre

Plymouth city centre has experienced a revival in recent years, making it an appealing option for families. The area is walkable with plenty of amenities and attractions right on your doorstep. Highlights include the Barbican harbour area with its quaint cobbled streets, restaurants and bars. The city centre also provides easy access to schools, shops, Plymouth University and the Life Centre leisure complex.

Popular suburbs near the city centre include Mutley and Greenbank. Mutley offers a mix of Victorian terraces, shops and pubs. Greenbank has larger period homes near parks and Plymouth College. Both provide an urban lifestyle with great connectivity.

Plympton

Located east of Plymouth, Plympton is a family-friendly suburban area with excellent schools. Plympton St Mary has outstanding primary schools such as Yealmpstone Farm Primary and a direct bus route to the city centre. To the south, Chaddlewood is close to Chaddlewood Primary School and features newer homes, parks and a retail park.

Plympton offers a quieter lifestyle with the countryside on your doorstep. Ridgeway is great for walking and cycling. Plympton House and grounds provide green space right in the heart of the community. Plympton is ideal for families who want space to grow without sacrificing convenience.

Derriford

Derriford is a fast-growing neighbourhood north of Plymouth city centre. It contains one of the largest business parks in the South West, as well as the area’s main hospital. Facilities like Plymouth Argyle’s Home Park stadium and Life Centre leisure complex are also found in Derriford.

Popular housing areas include Seaton Neighbourhood to the west and Tailyour Neighbourhood to the north. These areas have new homes, parks and easy access to shops and services. They also have schools rated ‘Good’ by Ofsted such as Goosewell Primary and Marlborough Primary Academy.

Derriford puts you close to major employers and routes out of Plymouth. The A38 and A386 make for an easy commute. Derriford suits professionals who want modern homes without living directly in the city centre.

Saltash

Just over the Tamar Bridge from Plymouth, Saltash maintains its own distinct identity as a historic Cornish market town. For families seeking a quieter alternative to Plymouth, Saltash has a lot to offer.

Fore Street provides shops, cafés and services with a country town feel. Waterside properties enjoy views over the Tamar River. Saltash has excellent transport links – the train station has direct connections to Plymouth, Cornwall and London Paddington.

Popular family neighbourhoods include Latchbrook, Foundry and Pillmere. These areas have good schools, parks, and community spirit. Saltash Community School is a thriving secondary school. For younger children, Bishop Cornish CofE VA Primary and St Stephen’s Community Primary School both received ‘Good’ Ofsted ratings.

The surrounding Cornish countryside provides a beautiful setting for family life. Nearby attractions include the National Trust’s Cotehele estate, Mount Edgcumbe House and Country Park, and unspoiled fishing villages like Kingsand and Cawsand within easy reach.

Conclusion

Plymouth and Saltash offer a wide range of neighbourhoods to suit families of all sizes. With their excellent schools, vibrant communities, and stunning natural surroundings, these towns are perfect for raising a family.

If you’re looking to settle down and raise a family in Plymouth or Saltash, get in touch with Pilkington Estates. Our local experts have in-depth knowledge of the best schools, amenities, transport links and lifestyle opportunities in different neighbourhoods. We can match you to your ideal family home and community. Contact us today to start your property search!

Here are some additional considerations for families when choosing a neighbourhood in Plymouth or Saltash:

  • School catchment areas: Make sure to check the school catchment areas for the neighbourhoods you are considering. This will ensure that your children will be able to attend the schools of your choice.
  • Amenities: Consider the amenities that are important to you and your family, such as parks, shops, restaurants, and public transportation.
  • Transport links: If you rely on public transportation, make sure to choose a neighbourhood that is well-served by buses and trains.
  • Community spirit: Some neighbourhoods have a stronger sense of community than others. If this is important to you, choose a neighbourhood with
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The advantages and disadvantages of Buying a New Build Home

There are advantages and disadvantages to consider when purchasing a constructed home. Let’s take a look, at them;

Advantages;

  • Modern construction: New build homes are designed to meet the standards making them more energy efficient and requiring maintenance compared to older homes. They often come with warranties providing peace of mind. For instance, new build homes incorporate energy materials and appliances that can help reduce your energy bills. They may also include eco features like panels or rainwater harvesting systems. Additionally new build homes typically come with warranties that protect against repairs.
  • Customisation options: Many new build developments offer customisation choices allowing you to select the features that best suit your preferences and budget. For example, you might have the opportunity to personalise the layout of your home choose finishes or decide on the appliances you want. These factors make buying a new build home an option, for those seeking tailored housing solutions that align with their needs and financial situation. Owning a home can bring a sense of pride and belonging.
  • No involvement, in a chain: When purchasing a built home, you don’t have to worry about being a part of a chain, which can speed up the buying process. This is particularly advantageous in today’s market. You don’t have to wait for the sale of your home to be finalised before purchasing the one. This can save you both time and money.
  • Building connections: developed housing areas often foster the creation of vibrant communities providing opportunities to meet new people and develop friendships. These developments are typically located in areas undergoing development attracting families. This fosters a sense of community and mutual support.

Drawbacks;

  • Cost implications; New build homes tend to be more expensive compared to properties. This is due to factors such as land prices, material costs and labour expenses. The cost of constructing homes has been steadily increasing in years primarily due, to rising material and labour costs. As a result, some potential buyers may find them out of reach. The time it takes to construct a build home can be longer compared to homes. This is primarily because new build homes are often customised and can experience delays caused by factors, like weather conditions.
  • The duration for constructing a home can vary depending on the development and the builder involved. However, it’s important to understand that completing a build home typically requires months or even years.
  • Some individuals have raised concerns about the lack of character in build homes. This is usually attributed to their cookie cutter designs, which may not possess the charm as homes. New build homes are often created with appeal in mind, which sometimes results in a perceived lack of uniqueness. However, there are developments that prioritise incorporating character into their designs.
  • There have been reports regarding quality control issues, with new build homes. Typically, these problems arise from builders or poor workmanship. When considering purchasing a build home conducting research and selecting a reputable builder are crucial steps. Additionally, it’s advisable to inspect the property before finalising your decision.

Ultimately whether or not to buy a build home is a choice that should be based on individual preferences and circumstances. There are both positives and negatives to consider. The ultimate decision will depend on your requirements and financial situation.

If you’re thinking about purchasing a constructed home it’s crucial to conduct research and compare various developments. Additionally obtaining quotes, from builders can help you secure the favourable price.

Pilkington Estates is a real estate agency in the UK can assist you in finding the ideal constructed home that suits your needs and budget. Furthermore, we provide a range of services to guide you through the purchasing process, including mortgage assistance and conveyancing arrangements.

We are ecstatic to announce that we have just won the 2023 British Property Awards, crowning us the BEST Estate Agent in Plymouth (PL1-PL3)! This prestigious recognition comes after months of extensive judging from an independent panel of judges. We are proud to have been recognised for our commitment to providing excellent customer service and our expertise in the local property market.

Feel free to reach out to Pilkington Estates today for information on build homes and how we can help you discover your perfect abode. 

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Properties To Buy in Saltash Cornwall

Looking for a new property can be an exciting yet challenging experience. If you’re considering moving to Cornwall, Saltash is a town worth exploring. With its scenic waterfront and charming historic buildings, Saltash is a popular choice for those seeking a peaceful lifestyle in a coastal location. Here are some reasons why you should consider buying a property in Saltash.

Location

Saltash is located on the banks of the River Tamar, which forms the natural border between Cornwall and Devon. This strategic location provides easy access to both counties, as well as to the rest of the South West. With good transport links to Plymouth and the A38, Saltash is a convenient location for commuters who work in the city but prefer a quieter lifestyle.

Property types

Saltash offers a range of properties, from modern apartments to traditional cottages and spacious family homes. The town’s architectural heritage is reflected in many of the properties available, with many period properties having been sympathetically renovated to combine original features with modern amenities. Whether you’re looking for a riverside retreat, a country cottage or a family home with a garden, Saltash has something to offer.

Local amenities

Saltash is a thriving town with a range of local amenities. The town centre is home to a variety of independent shops, cafes and restaurants, as well as a number of supermarkets and chain stores. The town also has several schools, both primary and secondary, as well as a college, making it an ideal location for families. The waterfront area is a popular destination for residents and visitors alike, with a range of leisure activities on offer, including fishing, sailing and water sports.

Transportation

Saltash is well connected by road, with easy access to Plymouth, the A38 and the M5 motorway. The town also has a railway station, which provides regular services to Plymouth, Exeter and beyond. For those who prefer to travel by water, there are regular ferry services between Saltash and Plymouth.

Real estate trends

Properties in Saltash are in demand, with prices reflecting the town’s popularity. However, there are still opportunities to find a good deal, particularly for those willing to consider properties in need of renovation or modernisation. The current average price for a property in Saltash is around £240,000, with some properties selling for significantly more.

 

Conclusion

If you’re looking for a new property in a beautiful coastal location, Saltash could be the ideal choice for you. With its convenient location, range of property types and local amenities, Saltash offers something for everyone. Whether you’re looking for a family home, a retirement retreat or a holiday home, there are plenty of options available. So why not consider Saltash for your next property purchase?

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Properties to Buy in Plymouth Devon

Finding the perfect home in Plymouth Devon can be a daunting task. However, the city is home to a diverse range of properties to fit your needs and budget. From family homes to studio flats, Plymouth offers a mix of modern and traditional architecture, along with stunning views of the sea.

Locations

Plymouth offers a wide range of locations to choose from. Whether you prefer a lively neighbourhood or a quiet suburb, the city has it all. Some of the popular neighbourhoods include Barbican, Hoe, and Stoke. If you’re looking for a more serene environment, then the suburbs of Plymstock and Crownhill might just be what you need.

Types of Properties

The city of Plymouth offers a diverse range of properties to buy, from flats and apartments to detached and semi-detached houses. You can choose to buy a brand-new property or a historic one, depending on your preference. Some of the popular types of properties in Plymouth include Victorian terraces, modern apartments, and family homes.

Points of Attraction

Plymouth is a vibrant city with a rich history and plenty of attractions. Some of the top attractions in Plymouth include the National Marine Aquarium and Plymouth Hoe. For nature lovers, Dartmoor National Park and Plymouth Sound provide breathtaking views and plenty of outdoor activities.

Transportation

Getting around Plymouth is easy, thanks to its excellent transport links. The city is served by a reliable bus network, as well as a train station that connects to major cities in the UK. Plymouth also has a ferry port that offers regular services to France and Spain.

Schools

Plymouth has an excellent selection of schools, including primary and secondary schools, as well as colleges and universities, such as Plymstock School, Plymouth College, and the University of Plymouth.

Real Estate Trends

Plymouth’s property market is booming, with house prices increasing steadily over the years. Despite the price increases, Plymouth remains an affordable place to buy property, with an average house price of around £215,000. Whether you’re looking for a starter home or a luxury property, Plymouth has plenty of options to choose from.

Visit this link to discover some properties for sale in Plymouth Devon

In conclusion, Plymouth Devon offers a wide range of properties to buy, from traditional Victorian terraces to modern apartments. The city’s diverse neighbourhoods, attractions, and excellent transport links make it an ideal location for anyone looking to buy a property in the southwest of England.

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Pilkington Estates; Revolutionising Home Buying, in the UK Property Market

In the evolving world of the UK property market there is one name that stands out for its quality and innovative approach: Pilkington Estates. With a reputation built on trust, expertise and personalised service Pilkington Estates is reshaping the way people experience buying homes.

Understanding the Needs of Todays Home Buyers

Gone are the days when traditional methods were used to search for properties. Modern home buyers come well prepared with information, preferences and a clear idea of their dream homes. Pilkington Estates. Embraces this change by adapting its services to cater to these needs.

A Journey

At Pilkington Estates we recognise that every home buyer is unique. Our commitment to delivering a journey begins from the moment you step into our office. We take the time to listen attentively understand your requirements thoroughly and create a customised plan that aligns perfectly with your vision.

Guiding You Towards Your Dream Home

Imagine a home buying experience where you’re not just considered a client but rather a partner in this journey. With Pilkington Estates as your guide you’ll be led through every step of the process, with transparency, communication channels and our unwavering dedication to ensuring your complete satisfaction. From choosing the neighbourhood to negotiating the favourable deal our team of experts will be there, with you every step of the way.

Local Knowledge, Global Perspective

As a home buying company based in the UK Pilkington Estates has an understanding of the property market. Our experts possess knowledge about areas ensuring that you can make well informed decisions. Whether you’re searching for a countryside cottage or a modern city apartment we have the insights you need.

Smooth and Stress-Free Transactions

Navigating the complexities of the property market can feel overwhelming but with Pilkington Estates by your side it becomes a stress journey. We handle all aspects of paperwork, legalities and negotiations so that you can focus on what matters; finding your dream home. Our devoted team sees to every detail while making sure you enjoy the thrill of becoming a homeowner.

The Distinctive Approach of Pilkington Estates

What sets Pilkington Estates apart is our commitment to excellence. We prioritise customer satisfaction over everything else. Ensure that each client receives attention. With us you’re not another name, on our list; you’re considered part of our valued Pilkington Estates family.

Hear Our Success Stories

The success stories of our clients stand as proof of the qualities that set Pilkington Estates apart. Take Sarah for example a first time homebuyer who found her home, with us. She highly compliments our commitment to understanding her needs and guiding her through the process.. Then there’s Mark and Lisa who turned to us when they wanted to upgrade to a property. Their seamless transition was the result of our planning and in depth market knowledge.

Take Action; Your Dream Home Awaits

Your dream home isn’t an idea; it’s a reality to unfold. Let Pilkington Estates be your trusted partner in this journey. Our team of professionals is ready to listen, give suggestions, and direct you towards locating the home that fits your goals and way of life.

Visit [www.pilkingtonestates.co.uk] right now to go through our listings, learn more about our services, and connect with our staff. Pilkington Estates is here to make sure your home purchasing experience surpasses expectations, whether you’re a first-time buyer looking for an improvement or searching for an investment opportunity.

In Conclusion

The UK property market is vibrant and constantly evolving. Pilkington Estates stands at the forefront of this thrilling landscape.At Pilkington Estates we are dedicated to providing service leveraging our knowledge and genuinely assisting clients in discovering their ideal homes.

We are ecstatic to announce that we have just won the 2023 British Property Awards, crowning us the BEST Estate Agent in Plymouth (PL1-PL3)! This prestigious recognition comes after months of extensive judging from an independent panel of judges. We are proud to have been recognised for our commitment to providing excellent customer service and our expertise in the local property market.

We’re here to reinvent the experience of acquiring a property. Come along with us on this adventure. Witness the unique qualities of Pilkington Estates for yourself. Your dream home awaits, one step away.

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Find Your Perfect Home: Houses for Sale in Plymouth, Devon

Welcome to Pilkington Estates, your trusted real estate firm dedicated to helping you find your dream home in Plymouth, Devon. With our extensive range of houses for sale, we’re here to guide you on an exciting journey towards discovering the ideal property that meets your unique needs, preferences, and budget. Let’s delve into the vibrant city of Plymouth and uncover the perfect home for you and your family.

Exploring Plymouth, Devon:

Nestled in the picturesque county of Devon, Plymouth offers a delightful blend of historical charm, natural beauty, and modern conveniences. With its breathtaking coastal views, thriving city centre, and excellent transportation links, Plymouth has become a sought-after destination for homebuyers seeking a fulfilling lifestyle and a strong sense of community.

Houses for Sale in Plymouth:

At Pilkington Estates, we understand that finding the perfect home is a significant decision. That’s why we’re proud to present a diverse portfolio of houses for sale in Plymouth, catering to various budgets, tastes, and requirements. From charming period properties to contemporary residences, our listings offer a wide range of options to suit different lifestyles and preferences.

Discover Your Dream Home:

We believe that your dream home should be within your reach. Our range of houses for sale in Plymouth spans various price points, ensuring there’s something for everyone. Whether you’re searching for a cozy cottage or a spacious family home, our listings showcase properties that combine quality, style, and value.

Features and Amenities:

Our houses for sale in Plymouth come equipped with an array of features and amenities designed to enhance your living experience. From modern kitchens and open-plan living areas to well-maintained gardens and convenient parking facilities, our properties offer the comforts and conveniences you desire. We meticulously curate our listings to ensure each property meets our high standards of quality.

Personalised Assistance:

At Pilkington Estates, we pride ourselves on providing a personalised and friendly service to our valued clients. Our experienced team of professionals is dedicated to understanding your unique needs and preferences, guiding you through the home-buying process, and helping you make an informed decision. We’re here to support you at every step of your journey towards finding your perfect home.

Begin Your Home-Buying Journey Today:

Don’t miss out on the opportunity to find your dream home in Plymouth, Devon. Contact Pilkington Estates today to schedule viewings or explore our online listings. Let us assist you in discovering the ideal house for sale that matches your lifestyle, budget, and aspirations. Your new home awaits!

Visit our website at [website URL] or call us at [phone number] to learn more about our houses for sale in Plymouth. Start your journey towards finding your ideal home with Pilkington Estates.

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Comparing Insurance: Homeowner or Landlord

In the world of property ownership, insurance plays a pivotal role in protecting your investment. Whether you’re a homeowner or a landlord, the right insurance policy can provide peace of mind and financial security. However, the type of insurance you need depends on your circumstances. In this article, we’ll compare homeowner insurance and landlord insurance, helping you understand which is right for you.

Homeowner Insurance: A Closer Look

Homeowner insurance is designed for individuals who own and live in their property. It provides cover for the structure of the home, personal belongings, liability protection, and additional living expenses if you’re temporarily unable to live in your home due to an insured disaster.

  1. Building Cover

This covers the cost of repairing or rebuilding your home if it’s damaged or destroyed by an insured event such as fire, storm, or flood. It’s important to ensure your policy covers the full rebuild cost of your home, not just its market value.

  1. Contents Cover

This covers your personal belongings, including furniture, appliances, clothing, and even food in your fridge. It’s typically calculated as a percentage of your building cover, but you can increase it if needed.

  1. Liability Protection

This covers legal costs and damages if someone is injured on your property and you’re found legally responsible.

  1. Additional Living Expenses

If your home is uninhabitable due to an insured event, this covers the cost of temporary accommodation, meals, and other related expenses.

Landlord Insurance: A Closer Look

Landlord insurance is designed for property owners who rent out their property to tenants. It typically includes building cover, landlord liability, and loss of rent cover.

  1. Building Cover

Similar to homeowner insurance, this covers the cost of repairing or rebuilding your rental property if it’s damaged or destroyed by an insured event.

  1. Landlord Liability

This covers legal costs and damages if a tenant or visitor is injured on your property due to your negligence.

  1. Loss of Rent Cover

If your rental property is uninhabitable due to an insured event, this covers the rental income you’d lose during the repair or rebuild period.

  1. Optional Cover

Landlords can also opt for additional cover such as accidental damage, malicious damage by tenants, and legal expenses cover.

Homeowner vs Landlord Insurance: The Key Differences

The main difference between homeowner insurance and landlord insurance lies in the purpose of the property. If you live in the property, homeowner insurance is the right choice. If you rent it out, you’ll need landlord insurance.

Landlord insurance typically costs more than homeowner insurance due to the increased risks associated with renting out a property. However, it’s a necessary expense to protect your investment and income.

It’s also worth noting that if you rent out your property without informing your insurer, your homeowner policy may be invalidated, leaving you without cover.

In conclusion, both homeowner insurance and landlord insurance offer essential cover for property owners, but it’s crucial to choose the right policy for your circumstances.

At Pilkington Estates, we understand the complexities of property ownership and are here to guide you through every step of your real estate journey. Whether you’re a homeowner or a landlord, our team of experienced professionals can provide expert advice to help you make informed decisions.

Contact us today to learn more about how we can support your property goals. With Pilkington Estates, you’re not just buying a property; you’re investing in peace of mind.

Additional Considerations

In addition to the basic cover that is included in both homeowner insurance and landlord insurance policies, there are a number of other optional cover that may be available. These optional cover can provide additional protection for your property and your assets.

Some of the most common optional cover include:

  • Accidental damage cover: This cover protects your property from damage that is caused by accidental events, such as a tenant dropping a television or a child knocking over a vase.
  • Malicious damage cover: This cover protects your property from damage that is caused intentionally, such as a tenant setting fire to your property.
  • Legal expenses cover: This cover pays for the cost of legal representation if you are sued as a result of an incident that occurs on your property.

It is important to carefully consider your needs and budget when choosing optional cover. However, these covers can provide peace of mind and financial protection in the event of an unexpected event.

Conclusion

Both homeowner insurance and landlord insurance offer essential cover for property owners, but it’s crucial to choose the right policy for your circumstances. By understanding the key differences between these two types of insurance, you can make an informed decision about which one is right for you.

At Pilkington Estates, we understand the complexities of property ownership and are here to guide you through every step of your real estate journey. Whether you’re a homeowner or a landlord, our team of experienced professionals can provide expert advice to help you make informed decisions.

Contact us today to learn more about how we can support your property goals. With Pilkington Estates, you’re not just buying a property; you’re investing in peace of mind.

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10 Home Staging Ideas to Help You Sell Your House

Selling a house can be a daunting task, but home staging can make the process easier and more effective. Home staging is the process of preparing a property for sale by enhancing its appeal to potential buyers. By following these 10 home staging ideas, you can create a welcoming and attractive environment that will captivate potential buyers.

Make a good first impression:

Enhance your home’s kerb appeal by cleaning the front door and windows, adding a fresh coat of paint to the front door, and incorporating potted plants or flowers on the porch. A well-maintained exterior can make a great first impression on potential buyers.

Get rid of clutter:

The first thing buyers notice is clutter and dirt. Start by decluttering at least 50% of your belongings and packing away personal items. Give your house a thorough deep clean from top to bottom, focusing on floors, windows, bathrooms and kitchen. A clean and decluttered home shows better and appeals to more buyers. Clear off countertops and tables to make them appear neat and tidy. A clutter-free home can make it easier for buyers to imagine themselves living in the space.

Depersonalise:

Temporarily remove family photos and personal artwork to help buyers imagine their own belongings in the space. Consider painting the walls a neutral colour to appeal to a wider range of buyers. Depersonalising your home can make it easier for buyers to see themselves living in the space.

Define the purpose of each room:

Ensure that each room has a clear purpose and is staged accordingly. Remove any furniture that doesn’t belong and add pieces that define the room’s function. Proper lighting and a focal point, such as artwork or a fireplace, can enhance the appeal. Defining the purpose of each room can help buyers understand how they can utilise the space.

Clean and declutter:

Thoroughly clean your home, including floors, walls, and windows. Dust and vacuum regularly to maintain a fresh appearance. Put away any items that are out of place to create a sense of order. A clean and tidy home can make a great impression on potential buyers. Light candles or use plug-in air fresheners with fresh, neutral scents like linen or lavender. Place them in multiple rooms to create a pleasant aroma throughout the house. Buyers want their senses engaged, so appealing scents can boost a property’s appeal.

Enhance with lighting:

Proper lighting can make a significant difference in the ambiance of your home. Open curtains and blinds to let in natural light, and strategically place lamps or fixtures to create a warm and inviting atmosphere. Enhancing your home with lighting can make it feel more welcoming and comfortable.

Rearrange furniture:

Consider the flow of each room and rearrange furniture to maximise space and create a welcoming layout. Remove any oversized or outdated pieces that may make the room feel cramped. Rearranging your furniture can make your home feel more spacious and inviting. Replace bright or patterned soft furnishings with neutral alternatives. Consider beige or grey sofas, plain curtains, and solid colour rugs. Neutral furnishings allow buyers to envision their own belongings in the space.

Add fresh touches:

Incorporate fresh flowers or plants in key areas to add a touch of nature and freshness. Set the table with attractive dishes and silverware to create an inviting dining area. Adding fresh touches can make your home feel more welcoming and comfortable. Place a few indoor plants in living areas to make the space feel fresh, lived in and cared for. Consider low maintenance plants. Live plants boost a property’s appeal and kerb appeal.

Make necessary repairs:

Address any visible repairs or maintenance issues, such as leaky faucets, cracked tiles, or peeling paint. A well-maintained home gives buyers confidence in its overall condition. Making necessary repairs can make your home feel more move-in ready and appealing to buyers.

Consider professional staging:

If you’re unsure about staging your home yourself, consider hiring a professional home stager. They have the expertise to transform your space and create a captivating environment that appeals to a wide range of buyers. Professional staging can help you showcase your home in its best light and potentially sell it faster. Keep up the good work even after viewings. Restage, declutter, clean and replace home scents before each viewing to maintain maximum kerb appeal. The more buyers love your home, the higher the sale price you can achieve.

Remember, staging your home can significantly impact its sale price and time on the market.

If you’re looking for professional assistance with selling or your property, contact Pilkington Estates. Our experienced team can provide expert guidance and support throughout the process.